Are payday loans a good thing to do when short on cash?

Are payday loans a good thing to do when short on cash?

I would like to know the pros and cons on payday loans. Any help at all would be great. Thank you. 🙂

ANSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool

RELATED FAQS:
Can I get cash with my bestbuy mastercard creditcard?
and do I get charge if I pay in full whatever I get? Like a fee or interest rate?

If I file chapter 7 bankruptcy can I still join the military?
I want to join the Air Force but not sure if it matters if I file a Chapter 7 bankruptcy….

Why aren’t these websites accepting my credit card?
I bought something from younkers.com earlier today & everything went fine, no problems. But then I tried purchasing items at narscosmetics.com sephora.com & nordstrom.com and all of them said they couldn’t authorize my card. I checked the number, security code & expiration date & I didn’t have any errors. It kept making me fill out the expiration date & security code. I know I have money in my account, so why won’t these websites authorize"" my card?"""

"Are pay no interest if paid in full within x amount of months"" scams?"""
I really need a laptop right now. I’m looking in to HP.com and Best Buy’s credit financing plans. One of the plans calls for no interest if paid in 6 months and the other is 18months. I know I will be able to pay off the $800 or so bill with in 5 months, because I’m going to start a new job in mid July. Right now I’m kind of unemployed, I worked as a substitute teacher and summer break means no $$$. But I do have a full time teaching job line up in July. Has anyone ever had a problem with these plans? https://www.securecheckout.billmelater.c… best buy 18-Month Financing on Purchases $429 & up with a Best Buy or Reward Zone Credit Card Pay no interest1 on all purchases $429 & up if paid in full within 18 months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 18 months or if you make a late payment. Making 17 low monthly payments of $41.23 over the course of 18 months will result in an estimated total of $699.99 1. $429 Min. total purchase required. Min. Payments required. Offer valid at BestBuy.com and Best Buy stores. On approved purchases on the Best Buy consumer credit cards issued by Capital One, N.A. Monthly payment stated is only an estimate based on listed purchase amount and does not include additional payments that may be required for any existing balances or future purchases. In order to pay your promotional balance by the end of the period you may need to make a payment each month that is higher than your required minimum payment. All APRs are variable, based on creditworthiness and accurate as of 6/01/2013. Reward Zone Credit Card: Standard APRs: 24.24%27.99%; Penalty APRs: 29.24%29.99%; Min. interest charge: $2; Reward Zone MasterCard: Purchase and Balance Transfer APRs: 17.99%22.99%; balance transfer fee is the greater of $15 or 5% of the amount of each transfer; Cash Advance APR: 25.99%; cash advance fee is the greater of $20 or 5% of the amount of each cash advance, on cash like"" transactions"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What’s the best hair straightening cream/balm?
What’s the best hair straightening cream? Not a relaxer but something I can put after I shower to straighten my hair. Something that doesn’t leave flakes or make the hair stiff.

Anyone ever use Quicken Loans for a Mortgage?
Anything I should know or anything I should question?

What does the Swahili language sound like to foreigners?
I’ve always been interested to know. I’m Kenyan but have lived in America for pretty much my whole life. I was born in Kenya (in the capital city-Nairobi) and lived there till I was four years old, then moved to the states, and have lived here ever since. One of my friends who’s half cuban and white who’s been learning Japanese for a few years now told me when she hears me speaking Swahili, she said it sounds like Japanese. Which I think is funny, as in Swahili shares quite a good number of similarities with Arabic (loan words). In fact Swahili is arabic"". Although"

I have a really bad crdit rating.But I need a loan with no fuss?
I need a wesite that will give me a loan in the uk real quick.

Does It Make Sense To Trade In my Car?
Hi, I have a 2008 Nissan Sentra that i bought brand new. The monthly payment is $260 a month with an interest rate I believe at 3.5%. Ideally I would like to lower my monthly payment to $200. I currently have $9400 left on the loan and the car is valued at around $10,000 by KBB. What I want to know is if I go to a dealer is it possible to get a 2006 or 2007 model of a good used car and eliminate my loan and lower my monthly payments?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"Is there a free website where I can check my credit report, with no fees at all?"
Is there a free website where I can check my credit report, with no fees at all?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"Where do you go for a truly free"" credit report?"""
where is a web site that you can check you credit report, that you dont need a credit card? a site that is truly free"

Can you open a bank account if filing chapter 11 bankruptcy? If so where?
I have a client seeming to be in a pinch, filing chapter 11 Bankruptcy and the debtor is requesting all account and policies to be reissue with the US attorneys office listed, once the client notified the bank they shut her down. she has to show proof of the changes but without a bank account she cannot initiate the down payments etc. most of the companies do not accept money orders due to a monthly draft needed to be set up. What could she do? Is there a bank that’ll take her?"

Who do I go to for a bankruptcy loan?
I’ve learned that it costs money to file for bankruptcy. I think a little less than $350 if I do it myself and $1,300 if I go to an attorney and they take care of most of the paperwork for me. Problem is, I don’t even have enough money to file for bankruptcy where’s I’d do it myself. One of the loan agencies that I’m paying back that’s part of my major debt won’t let me borrow if it’s for bankruptcy. What do I do? Who do I turn to for this? At this point in time, wiping away my debt is the only answer. I know my credit will be shot for the next 5 to possibly 7 years, but it’s the only real option I have right now because I can’t afford to back back my creditors at this point in time. Any help would be greatly appreciated."

I am looking for a legal terminology in Bankruptcy?
I was listening to my recorded lecture, but I could not catch the word my professor was saying. He said A young lady filed Chapter13 by herself without an attorney. What is that called?"" There was the background noise and I his voice was blocked and I can not get the word. Does anybody know the terminology for a person who is filing chapter 13 by herself?"""

How can i check my credit score?
How can i check my credit score?

Where can I get 1500.00 for my new home?
My husband and I found a huge home that will only cost us 280.00 monthly. But the loan company said we neede to give them 1200.00 down. How can I get that? If i get a small personal loan I don’t want a payday loan and I defiantely dont want to pay a fee just to find a place to give loans to people with less than perfect credit. Anyone got any suggestions or sites to send me to?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Where to consolidate credit card debt with bankruptcy?
I need to consolidate my credit card debt. I have a BK on my credit report from 2002. What bank or lender should I apply to?

What kind of interest rate will I incur when applying for a auto loan with a credit score of 609?
well most of my credit some of it was due to one sent to collections, and one that is on collections but not mine, its my moms and i am disputing that is fact. I would rather be in debt to anyone but the market is the market and one day i hope to purchase a house and I know that takes credit and I am just trying to help myself. I am young and didn’t start off so smart in my past and trying to help others finicially didn’t help hence that collection. BUt most of my cards which is one department one, never been late and I also have student loans which have never been late. Hope this helps but I appreciate all the advice! anymore would be welcome! please no drama thanks!"

Co-signer for business loan?
My friend have asked me to co-sign on a business loan because of my steady income and employment record. Trust is not an issue, however my spouse and I are both in school and have school loans. Since I have to update info with FAFSA every school year, whould the fact of having my name on a business loan affect my eligibility for school loans, as well as the interest rates on those loans?"

Should I get a credit card?
Im 18, currently have a debit card, however, i have recently had the urge to buy more thing over the net..and to do this i need a credit card. Should i get one? Is it worth the money? What are some things i should look out for from the banks (i wont go on a spending frenzy)"
Are payday loans a good thing to do when short on cash?
I would like to know the pros and cons on payday loans. Any help at all would be great. Thank you. 🙂
ANSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool
Do you have to be an American citizen to get an auto loan?
Can a foreigner on a visa be eligible for an auto loan?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What happens when you file for bankruptcy?
I just heard today that my parents might file for bankruptcy and I’m very worried. I heard that there are different chapters"" for when you file for bankruptcy My parents tell me not to worry about it and its not that bad"

Credit Report File Dispute with Agency or Credit Card Company?
I have many inaccurate reportings on my credit report. I’m wondering if I should send a letter to each credit agency with the accounts that are inaccurate, or should I send a letter to each individual credit card company? I know the credit agency will forward the disputed info to the credit company, but I don’t know how they handle a dispute letter that has say 10 disputed accounts on it."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Is it best to pay my credit card completly off or just pay what the statement says is due?
I just got my credit cards first billing statement. I have charged around $1,000 to this card. My first statement says i owe around only $600.00 and the rest goes towards the next billing cycle. What i am wondering is, is it best to pay the full $1,000 or just pay the $600? I’m wondering what the best way to build credit is? I prefer to pay the full $1,000 because it’s easier to keep up with, but if I’m building credit better by paying $600 I guess i’d better go that route. I just don’t get this building credit stuff,lol! Any help would be appreciated! Thank you!"

Can i file bankruptcy in california if i lived here for 6 months?
Can i file bankruptcy in california if i lived here for 6 months?

"How much mortgage can I afford with $85,000 salary?"
How much mortgage can I afford with $85,000 salary?"

Loans for terrible credit?
i have terrible credit! is there any kinda way i can get a loan,…not a payday loan i dont trust those things."

Using a Po box for an address on car insurance?
I live in the bronx but car insurance for me is like 660 a month… that’s impossible to make… I wanted to go with Statefarm… I was using a po box in Yonkers, tuckahoe 20 mins away and it dropped to 220 a month with more then just liability coverage … the po box isn’t on the street it’s a ups street address.. the guy told me people do it all the time but I just wanted to be sure.. does Statefarm ask for proof of address…. like bill of con Ed which Im only 17 btw…. I work so I was going to change my address on my check I receive to the Yonkers address and my debit card address also.. and ofcourse I was going to make that my address in my license…. I know brokers will give you insurance with any addres but will it be good the 6 months or will they contact me a month or so with asking for info abt my addres… any ideas or things I should do like change it and have it for more then 2 months or etc?? or is the address in the license good enough no stupid answers pls and thanku"

What Do PayDay Loan Company Ask your Job?
Thinking of applying for a payday loan, on the application they ask for a work number. What will they ask my job (boss)? Will they they tell my boss that I applied for a loan?"

Why are we charged for free credit reports?
Why are we charged for free credit reports?

Please give me address of some muslim-Bank who give loan without charging interest.I`m located in Delhi(India)
Please give me address of some muslim-Bank who give loan without charging interest.I`m located in Delhi(India)

What is the Average Americans Credit Score?
What is the Average Americans Credit Score?

"Historically, why have high inflation rates tended to be associated with high nominal interest rates?
A. The real interest rate needs to be high enough so that individuals can expect their savings to have greater purchasing power in the future than in the present. B Growth in investment and savings is encouraged when consumers are judged to be overspending. C. Individuals will spend more when they expect their investments to increase in value. D. High inflation leads to a decrease in purchasing power and thus increases to attractiveness of investment over consumption in the short term.

Hi. I want to watch any tv shows online w/english subtitles or closed captioned? Any ideas? Thanx in advance?
I know about the tv have built in closed captioned but I’m talking about online the internet not regular tv. Any ideas?

Do they check employers for auto loan?
malakit- Yeah but DO THEY check with your CURRENT employer?

Can I get approved for a Va loan with a 615 middle score?
I am a jr and my fathers bankruptcy and tax liens are on my credit. I am trying to get that fixed now. The problem is I will be on my way home from Afghanistan in 4 months and my wife and I are trying to buy a home. This mortgage broker I was working with said she can not do a thing until my middle score goes to a 620. Is that true? Or is there something else I can do besides waiting for my dads negative info to come off my report? Maybe a bank who will work with a 615?

What are the ins and outs of getting a construction loan to build a home?
My husband and I are 1st time homebuyers. We have been preapproved for a house loan, but are not having luck finding what we want. We have toyed with the idea of building our own. What are the differences between getting a preapproved loan and buying a already built house and going through getting a construction loan? Do you have to put money up front for a construction loan? Do you make mortgage payments while the house is being built, or do you wait until the house is completed? Is there a time frame that the house must be built within? If we were preapproved for a certain amount with a homebuyers loan, would we likely be preapproved for the same amount for a construction loan? What other differences should I know about? Since we are first time homebuyers we do not have much collateral (we do have some savings, but not a ton), would that affect our ability to get a construction loan?"

"I am thinking of declaring bankruptcy, I owe over $100K on credit cards and personal loans, have no assets?"
I’m Australian by the way, there’s different laws here to America."

"Was approved for a 100,000 loan! Can I……..?"
Can I buy a piece of land, and then buy a cheap train to put on the land…..then later, build a dream house? Is it better to buy a small cheap house for 70000, with low payments and then after my Husband and I start a family and grow out of it buy bigger? Renting out what we own? Or is is better to spend the 100000, and just go for a bigger house, and start paying on it now being prepared?"

As an A-level student can I apply for a Student loan for maintenance?
I’m doing my first year of A-levels and in the next few months will need to support myself as my parents are moving abroad and cannot afford to support my studies here, can I apply for a student loan to fund my living costs (or part of them) through my second year of a-levels?"

Does enrolling in a hardship program for my credit card effect my credit report?
hi I have a credit card that had a promo intrest and now it has expired the payment has almost doubled and its getting harder for me to pay it they are offering a hardship program that will pay it off in 5 year and they will lower the intrest rate will this effect my credit report also they have recently closed this account on me.

Anybody have any dealings with AnnualCreditReport.com?
Is it an ok site?

Tax exemption on home loan for BDA site?
Hi, I’m planning to buy a home loan from HDFC Limited (as HDFC Bank stopped giving home loan for BDA sites – RBI rule) @ interest rate of 10.15%… Will it really be 10.15% when loan period starts? meaning won’t there be any extra charges added every month? Do we get tax exemption on the total interest paid? If not, do I get once construction of house begins?"
Are payday loans a good thing to do when short on cash?
I would like to know the pros and cons on payday loans. Any help at all would be great. Thank you. 🙂
ANSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool

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Payday loans right before Chapter 7 Bankruptcy filing?

Payday loans right before Chapter 7 Bankruptcy filing?

I got two payday loans right before filing chapter 7 bankruptcy to help with the court chapter 7 filing fee. I filed Pro Se. The loans both totaled $500 dollars . Do I have to repay (or reaffirm )them since they were less than the $750.00? .Also taking the loans less than the 70 days of filing the bankruptcy . I did not know this before I filed . Only after doing research did I discover this.

ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://creditandfinancesol.info/index.html?src=WP2tairedirgepool

RELATED FAQS:
Should governments regulate who can get credit cards and what interest fees consumers should pay?
Do you think the government should have a role in regulating both who can get credit cards and what interest and fees consumers should pay? If so, who should be the regulators? Who would benefit from such regulation? Who would lose? Who loses and gains the most from credit card companies’ policies?"

Auto loan refinace question?
Looking to refinance my auto loan. I just bought the car last month at a rate of 5.19% through the dealers finance co (BMW finance). I was approved with capital one at a rate of 4.45%. I will most likely go with this unless I find a better rate. Has anyone had any experience with lending tree or know of any banks offering good rates, im in NJ."

Federal Debt Relief Grant?
Ahh… someone please tell me it’s a real thing. Is it? I’ve done my research on the internet about it and have come up with some interesting information such as writing a grant proposal but nowhere ever says where to send it to or if there are any papers that need to be filled out. Does anyone know anything about this? If so I would greatly appreciate any kind of information or steps on how to do this. Thanks so much!

"I need a $20 K loan but don’t have good credit, what is my best option?"
I need a $20 K loan but don’t have good credit, what is my best option?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Home Loan Eligibility?
Hi, I have a Net Take Home income of 46000 and my Variable Pay is ~6000.. which all together comes in range of 50000-52000. Can anyone tell me what will be my maximum Home Loan eligibility . Thanks & Regards, Archu"

What is the best state in the USA to grow trees in?
I would like to have a tree farm when I get older but I want to grow special trees like Mahogany and Ebony trees.

"Am I likey to get an auto loan even though I am unemployed, but receiving unmployment benefits?"
FYI I am not receiving the benefits while I am temporarily employed, but once the temporary jobs ends, I can continue to claim my remaining benefits…I was just trying to show that I technically have a steady income, at least for the next year."

How do people with not perfect credit get car loans?
I always had car loans but in the past few years I had two judgements put on my credit..which have been paid..One three years ago and the other 1.5 years ago. Both were for small amounts on credit cards that were old and I was stupid not to address them right away. Did a free credit report and two of the credit folks show only one and the other one shows both. I have been diligent on paying one of those credit repair cards for the past three years..the credit amount is small.. 250.00. I charge and then pay down every month. Also I have worked in the same job for 28 years..and my home is in my parents name due to a divorce. That is almost paid off. Do I have a chance on getting a loan? Would like to put 6000 down and finance the rest. Should I go to a dealer that deals with high risk clients and who are they? Also, during this time of unsavory credit I was paying for my sons k-12 school and paid for his college in full."

Is Roadloans.com a good financing company?
I was approved for a 25,000 auto loan thru roadloans.com but their intrest rate is extremley high!!!…my repayment in total is about 36,000…i have thirty days till the offer expires and i really dont know"

Wheres the best place to get a loan my credit isnt too good
i know that the interest rate is high with most of them, what is the best though? i tried blackhorse loans and their gonna ring me today."

What personal loan company uses experian to check credit?
Heres the problem.Most loan companys go through Trans Union. For some reason with in a year everything on my Trans Union has been wiped away and Trans Union told me there was nothing they could do. I just had My experian and shows info. I have gone through two loan companies now that wont approve me b/c of this.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"If you file bankruptcy while you still owe on a car payment, what happens?"
If im making payments on a new car, and I file for bankruptcy, what happens to the car?"

Explain net present value and internal rate of return methods in business finance?
how would you explain the different rankings given by the net present value and internal rate of return methods? when referring to a companies cash flows and finances.

Question about credit score?
Does anyone know (on average) how many points your credit score goes up each month or reporting period if a person pays their bills on time each month without missing any payments or paying anything late? I have a figure in my head of about 5 points each month and I may be wrong because I am no financial guru when it comes to credit scores. Right now, my score is in the 690’s and I was wondering about how long it would take me to get to the mid 700’s or even 800’s? Please, Please, Please no answers about how to improve my credit because that’s not what I am asking."

Why is it called free car fax reports then you ask for a credit card not everyone carries a credit card?
this makes it very difficult for people who need questions answered about vehicles that may be life treating. i wrecked my tahoe and the air bags never came out and car fax shows 12 reports on the vin to my ride. I am really curious if my vehicle even had air bags and I bought it at a dealer ship. I thought this was a safe vehicle and I guess i was wrong. But I can’t get any answers from anyone to help me.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Are large local banks less likely to give great mortgage rates to borrows with great credit scores?
I’ve been shopping for a low interest rate (30 year fixed). I have excellent credit but it doesn’t seem to help me much when I go into large local banks. It seems like they just run the basic numbers to make sure I qualify for a conforming loan. They then tell me their printed rate on their website. My experience with smaller mortgage companies is that they collect more information and they have quoted lower rates. Is this typical?

How do I get a FREE credit report?
I applied on line for a credit card and I was turned down because they say that I owe to one or more creditors. The card Co. gives me the name of Experian.com/reportaccess, but they want a credit card number, how dumb, if I had one I would not be writting to them. is there one on line that I can get access to? Thanks"

How did Millie the mermaid die on Jessie?
I didn’t see how she died. I just heard them start talking about her will and eulogy so I looked it up and found out she died but I don’t know how.

Will i lose everything in a chapter 7 bankruptcy?
my spouse and i have a house and 2 cars also several home furnishings. will they come in and take everything? can one person file?

Please help..how much does a payday loan cost if you pay it back in 30 days?
I live in AZ and speedy cash by my house offers pay day loans…does anybody know how much it cost for a $400 dollar loan? How much will it cost if you pay it back in 30 days? thanks!!

Could i discharge back income taxes on a bankruptcy chapter 7?
I’m filing chapter 7 bankruptcy and owe some back income taxes from 2001,2002 and 2003, was wondering if i could add them to my bankruptcy. Thanks"

Can I get an auto loan at 18?
Turning 18 and I have m heart set on financing a used car for myself. I have 3 jobs. Two of which are above minimum wage, but there are no taxes taken out of them. (I did have to file a tax form, Could that help?) So here’s the deal. The car(s) I’m looking at are around $16000. I can sell my current car for $2500 and I can put another $1500 towards the down payment. So with a $4000 down payment and if my mother were to cosign, is this a possibility. I make enough money to pay the loan, but it’s a matter of proving it. Right?"
Payday loans right before Chapter 7 Bankruptcy filing?
I got two payday loans right before filing chapter 7 bankruptcy to help with the court chapter 7 filing fee. I filed Pro Se. The loans both totaled $500 dollars . Do I have to repay (or reaffirm )them since they were less than the $750.00? .Also taking the loans less than the 70 days of filing the bankruptcy . I did not know this before I filed . Only after doing research did I discover this.
ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://creditandfinancesol.info/index.html?src=WP2tairedirgepool
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Why isn’t usury illegal anymore?
I mean in the original sense of the word; charging interest or charging for money exchange. But even in a modern context charging 14.8% interest on credit cards when banks only pay 0.5% interest is usury as far as I’m concerned. Trading on fractional reserves should also be illegal. Creating wealth from nothing doesn’t fit into the capitalist structure. It also a sin, so why don’t all the religious object to it?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Is a credit score of 551 bad and can i get a car loan with it?
is a credit score of 551 bad and can i get a car loan with it

How To Obtain A Free Credit Report?
How To Obtain A Free Credit Report?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can I shop online using my Macy’s Store credit card?
I applied for it 3 weeks ago, and used it fine in the store. I tried ordering online and it won’t process my order. Can you only use a Macy’s Store credit card (not a Macy’s Visa credit card) in the store."

What is the best and safest way to get a free credit report and score?
What is the best and safest way to get a free credit report and score?

Does Quicken Loans sell their mortgages or retain them?
Does Quicken Loans sell their mortgages or retain them?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

If you get sued for being a cosigner on an auto loan the primary defaulted how long till it falls off credit?
i was never notified of anything to do with this loan until i got the notice of being sued

How soon after you purchase a vehicle can you refinance?
a friend of mine keep asking me that question, in which i have no answer to, purchase the vehicle about 2 months ago."

How to get copy of Federal law that governs 7 year background check in Texas ?
How to get copy of Federal law that governs 7 year background check in Texas ?

Will I need a consigner for an auto loan?
I am a 20 year old female college student. I am looking to buy a used car. I want to get an auto loan for a car in the $7,000-$10,000 range. My credit score is 724 and I have had a credit card with Wells Fargo since I turned 18. I have two part time jobs and make about $17,000 a year between the two of them. Based on that information, do you think I will need a consigner in order to get my auto loan?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Is it safe to buy from walmart online via visa card?
I want to buy something online from walmart using my Visa. I checked sent to store. Then in billing options, I was going to say bill me later"" so I could pay for it in person at the walmart I’m sending it to. Can I do that or is it not safe to try? I have never bought anything online before and I don’t know if it’s safe or not."""

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

If you file for chapter 7 and had a personal loan?
So, my father filed for chapter 7 about a year ago, this is in the state of Utah by the way. He had a personal loan of $10,000.00 through a Financial company, and used a vehicle that is now mine, that was once his, a 96 blazer, as Collateral, and included that loan in his bankruptcy. They never repossessed the vehicle, and the bankruptcy has been discharged. So I wanted to know, if it’s possible for them to still repress the vehicle, and if not, if it would be a good idea to go down there and get the title to the vehilce. Let me know, thanks."

Probability question involving the normal distribution of credit card interest rates?
Because of the relatively high interest rates, most consumers attempt to pay off their credit card bills promptly. However, this is not always possible. An analysis of the amount of interest paid monthly by a bank’s Visa cardholders reveals that the amount is normally distributed with a mean of 27 dollars and a standard deviation of 8 dollars. A. What proportion of the bank’s Visa cardholders pay more than 30 dollars in interest? B. What proportion of the bank’s Visa cardholders pay less than 15 dollars in interest? C. What interest payment is exceeded by only 22% of the bank’s Visa cardholders?"

What is your advice on raising my score in a short time frame?
Okay, the score my mortgage broker pulled is a 587. The following are the accounts on my report and their status: Auto Loan opened 9/06 $0 PD was 30 (10/06) *I called Friday, and the lender agreed we were never late on a single payment and was going to send me confirmation in the mail Medical Collection opened 7/03 $395 last reported 4/08 *I called and offered payment in full in exchange for deletion of this record. The supervisor said he couldn’t do that because it would be a violation of HIPAA guidelines, and he could only post the account as paid in full. After talking to him, I pulled my Transunion report and under this debt, it says estimated date of removal 3/09"" *I’m just not sure how accurate that is"

Why wouldn’t i be able to refinance an auto loan for 8500 after making 6 consistent over payments?
I have paid 50 dollars more than the minimum for 6 months on a 19 percent interest car loan.

Am i qualified for a personal loan?
I am 18 years old and a 2nd year college student. I have had credit cards since december of 2007 so its been about 10 months. I hold 2 credit cards at 2 banks each of which i have a checkings and savings account. Id like to apply for a personal loan of about 7500-10,000 dollars. Ive currently had a car for 6 mnoths that im making payments on with a 17.6% interest rate. This is way too high id like to tkae out a loan to payoff the remaining 6,800 i owe on and the remaining 4,000 for help with school costs and things i need. The reason i dont jsut apply for a auto loan is because im sure they would give me more than the remainder of the balance on the car. Am i possibly qualified. As far as my credit goes i charge on my cards very often, basically everything i buy so i can build my credit. I will pay 90% of the balance on both cards every month and have been doing so for 9 months, my name is also a secondary buyer on my car loan for 6 months which probably helps out my establishment process a bit. Would i be able to qualify for a 10,000 dollar personal loan with no co signer in this current economy. I gross about 1100 a month"

What happens when credit card debt drops from your credit report?
I allowed my family to use my credit card and they did not make payments. Now, I have to settle the debt. It is suppose to expire from my credit report in September. What happens when the debt drops? Will it still affect my score? How much of my paycheck can be garnished? Also, can they still garnish after the debt drops from my credit report? I am currently unemployed, due to the fact that I am a student, but when I get a job I want to make sure I won’t be working for free! Please no comments about my family – what’s done is done and now I have to fix it."

My mortgage loan officer told me to close 2 of my credit cards?
He told me in order to qualify for the amount I am requesting I would need to close 2 of my cards that have a 0 balance but have a combined $9,000 limit. I know closing accounts can hurt your score because you are then increasing your debt utilization and also lowering the age of your average open accounts. Should I do this or would it hurt more than help?"

I know there are a few sites but whats the best site I can use to view my credit report quickly as possible?
thanks in advance
Payday loans right before Chapter 7 Bankruptcy filing?
I got two payday loans right before filing chapter 7 bankruptcy to help with the court chapter 7 filing fee. I filed Pro Se. The loans both totaled $500 dollars . Do I have to repay (or reaffirm )them since they were less than the $750.00? .Also taking the loans less than the 70 days of filing the bankruptcy . I did not know this before I filed . Only after doing research did I discover this.
ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://creditandfinancesol.info/index.html?src=WP2tairedirgepool

Best bad credit loans that isn’t a payday loan?

Best bad credit loans that isn’t a payday loan?

i just would like to get ahead in the bills and everything

ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://INSURANCEANDFINANCETIPS.INFO/index.html?src=WP2tairedirgepool

RELATED FAQS:
Is there an agency/website that provides potential renters w/info. to verify whether or not a property is?
in foreclosure/bankruptcy, etc? Would hate to move in then be told I have to vacate because bank is seizing property. Any help is appreciated."

Best place to get a car loan in the military?
hey everyone, well im in the air force and ive been in almost 2 years, im about to go back stateside and i have no car or anything anymore so i was planning on buying a car as soon as i get back, i dont have any bills or payments of any kind, i usually just spend money freely with no worry but i want a nice car, no beater. im looking at a 03 bmw z4 for around 15k. its not to expensive and im sure i can make all the payments and have it payed off in 4 years no problem my real question is, where can i get an auto loan for around 13-15k with a decent interest rate if im in the military?? im not sure if i have credit, if i do i KNOW its not bad, but im sure its not excellent, i just want to know a trusted place i can get an auto loan without having to pay like 8 or 10% interest, im very good with money and with tax return season coming up im sure i can have a a quarter to a third of the car payed off within 2 months. please help, im a new airmen and this is a big step for me, i hate being in debt to anyone/anything thats why im hesitant on a loan, but i will need one for this car, thanks a TON!"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

UK Bankruptcy: How does it work? ?
If I declare myself bankrupt in the UK Is it true that all my debts would be cancelled after 12 months if I cannot repay them? (Obviously I wouldn’t want to BE bankrupt but surely it’s better than just struggling with unpayable monthly minimum interest payments?) Facts rather than Moral Judgments appreciated…!

What is the best credit card for a 20 year old college student?
I don’t make a lot of money and I’m only in college. So for years I refused my bank’s (BankOfAmerica) offers to give me a credit card. After doing my own research I have decided that I’m good enough with my own money that I won’t just buy something I can’t afford like an idiot. There’s so many options for credit cards though! I could use my bank’s credit cards but I’ve heard bad things about them so I’m left looking at all my available options knowing what to take. Especially since I have no credit to speak of. I was thinking of taking the amazon prime credit card since I do most of my online shopping on that website but I’m just not sure.

Can I finance (with an Auto loan not a personal loan) a 7 year old car?
My income is good…no debt presently paid off all student loans. I’m in the military and I make 2k a month but I have no housing, dental, or health costs, and very little food costs I only pay for food when I want to I can eat for free if wanted to all the time. But thanks for assuming I was a broke idiot kid."

Auto Loan cosigner question?
I’m looking to buy a used Ford Escape priced at 18k. I’m 20 and have some student loans and credit cards that are kept up with, I dont miss payments and though I don’t have a long credit history, what I do have is good. I can’t seem to find a place that will work with me without a cosigner. (I’m a server while I’m in school, so my income isn’t dependable"") I talked to a place that told me they just needed a cosigner that could show more income on the loan. My fiance is the same age as me"

I need another payday loan but where?
I just took out a payday loan and am trying to get another–but I am being denied because my first loan exists in the Chex System Report. Is there any online payday loan that does not check with Chex System. I am moving and I need to put down a HUGE deposit–so no worries–paying back is NOT going be a problem. Please help. Thank you!

Concerns about mortgage pre approval from bank of america?
I received pre-approval from Bank of America for an FHA and VA Vendee loan. This was in early April and they pulled my credit before granting the pre-approval. I finally found a house and made an offer that was accepted. The proposed closing date was scheduled for July 29, but because of the length of time between then and when I received the initial pre-approval, I was advised to allow them to pull another credit report (this was last week). I did this and my score is now 656 (up from 628), my debt-to-income ratio has slightly lowered (due to paying off one credit card and paying down another) and everything else is the same. I had a bankruptcy which was discharged four years ago, and since that time I struggled for a few months (late 2008/early 2009) and had an erroneous state tax lien on my report. They asked from an explanation for these events and stated that I could provide a letter explaining the situations. These same items were on both credit reports pulled by BoA, but now I am being told that they are denying approval because of these items. Why would the grant a pre-approval for 170k, but deny my approval for 97k? I am a college educator and I have been on the job for almost three years. I was told that they would need certain items to process the loan, however they requested none of these items before denying me. I received pre-approval from Wells Fargo (also done in early April) which is still valid. I spoke with that loan officer today and he doesn’t see the problem. I would prefer the Vendee program because of the lower fees/closing costs in addition to the zero money down payment, however I may have to go to the FHA from Wells Fargo. Does anyone have any suggestions on what to do or why this could have happened? Has this happened to others? Any information that anyone can give would be greatly appreciated. Thanks."

How can a person with bad credit get a $5000 loan?
How can a person with bad credit get a $5000 loan?

"I paid off auto loan with bank and have my title, now bank is telling me, that they messed up and I owe 10000.
Can I be held responsible for their screw up. I have sold the truck. What can I do. Please help.

Credit report when is it illegal to have?
I owe some money on a credit card and due the slow lack of work I haven’t been making the payments and now they have turned it over to a lawyer who called my home the other day and while talking he began quoting other things off my credit report and he even began quoting my credit score.I asked him how is it you know this and he replied I have copy of your credit report right here in my hand.Is this illegal for him to have my credit report without my persimmon to do so?

"What is the average monthly mortgage payment on a $65,000 condo?
I’m looking to make my 1st home purchase a 1 bedroom 1bath condo in CT. Credit is ok high six hundreds.

SmartFit Loan from Wells Fargo Bad Loans?
The situation We bought a condo in 2005 at the height of the housing boom for $308,000. Our loan was financed by Wells Fargo, and the type of loan that we qualified for consisted of an 80%/20%, hence it was 100% financed. Both loans were called Smartfit Home Equity accounts and were fixed Interest Only for the first 3 yrs . We were ofcourse told by the loan officer that we should be able to refinance by or before the 3 yrs and get into a regular fixed loan. Forward 2 yrs later and with the bust of the economy, deep decline in housing values, and unemployment, we are just one number among the millions of people facing default on their mortgage loan. One of us lost our job last year in 9/2007, and that is when we started contacting Wells Fargo trying to be proactive with our situation because we knew in 2008 the loan accounts were becoming variable, and we wanted to be ahead of the ball. At that time, Wells Fargo said they couldn’t help us because we were not in a hardship and we were not past due. All they were offering us was to modify the loans for 1 yr. However, we didnt want a temporaty modification cause we knew 1 yr later we would be in the same situation again, facing variable unpredictable loan payments (needless to say it is 1 yr later and the economy is worse than it was in 9/07). We decided to keep making payments until early 2008 when the payment on the 80% loan converted to variable and we saw that we could not afford it. Again, Wells Fargo could not offer us any assistance because supposedly we could still afford the variable payments. We were told we could not refinance since the value of our property was not there (duh!). That left us with upside loans and variable rates. So here we are in 11/2008 we tried getting assistance from Wells Fargo one year ago and currently STILL trying. It has been several months since we have stopped paying and still no notice of forclosure and currently waiting on a representative from Wells Fargo to call us in regards to HUD’s HOPE for homeowners program. To top it all off we were never informed that our 20% loan became due and payable after the 3 years expired. We recently found out both of our loans might not be considered regular mortgage loans. Since we have a Smartfit loans which are Home Equity accounts and possibly recourse loans. Meaning they can come after us after the difference opposed to a regular mortgage loan. We strongly feel we were painted a pretty picture and since we were young and eager into getting our own place we took the Wells Fargo information as face value and belived what they had to say and not knowing we would not be able to afford our monthly house payments if this was a principal/interest and taxes regular 30 year loan. I guess you can called it stupid or naive but this loan was basically a bad loan to start with, not a Smartfit…….."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

I hate payday loans?
For the person who asked me how come I took out a payday loan? Pay attention I never said I took out a loan dummy!

Is Indiegogo.com a secure website?
If i make a contribution with my credit card no one can see my card info right? Or should i stay away from it?

What is the best website to get a free credit score?
What is the best website to get a free credit score?

Where can I find or purchase a database of all Homeowners Associations in Texas?
Looking for names and addresses to all homeowners associaiton offices or managment companies in Texas, if such data exists."

Where can I get a blank check auto loan with bad credit?
I have bad credit, not real bad but not the greatest. ‘m looking for a place that gives out auto loans but issues a blank check with a pre approved amount. I know roadloans used to do this but now they have a network of dealers you havr to go directly to which limits options and values. Any information would be helpful.. Thanks"

Is a 80/20 mortgage a good or bad idea? Or is it better to put money down on a home?
Is a 80/20 mortgage a good or bad idea? Or is it better to put money down on a home?

Does anyone remember the credit score the guy says he has on the TV commercial for FreeCreditReport.com?
Does anyone remember the credit score the guy says he has on the TV commercial for FreeCreditReport.com?

How do you get your free credit report if you don’t have the requested information?
I recently attempted to get my free annual credit report online, however my attempt hit a wall when I was asked to provide a credit card number for a debt that I had accrued a few years ago. I no longer have any information which tells me what this number is and the only way I’ve found that I could retrieve this number would be to actually see the credit report itself. Is there any way around this catch-22?"

Why did i get denied auto loan?
I applied for a $6,200 loan at my local credit union, originally the car is $11,200 but I’m downpaying $5,000. I’m only 18 years old and make about $450-500 a week being a student aswell. I co signed with my mom and she has 695 credit score And she makes $4,000-$4,500 a month and she is still married to my father. my questions is why did I get declined? Would it be better to leave my name off the application and just use my moms info or does it not matter? What can I do to get accepted?"

"On my credit report, do i need to contact all 3 credit agencies to have negative feedback removed?
I contested negetive feedback through Experian and had the negative feedback removed – do I now need to contact the other 2 credit agencies to contest the same negative feedback?
Best bad credit loans that isn’t a payday loan?
i just would like to get ahead in the bills and everything
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://INSURANCEANDFINANCETIPS.INFO/index.html?src=WP2tairedirgepool
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can you file Chapter 11 bankruptcy after having filed Chapter 7?
I filed personal chapter 7 bankruptcy in 2007. I now own a business, a daycare, that is failing due to so many parents being out of work. Is Chapter 11 the proper bankruptcy to file for this type of debt, and if so, am I eligible?"

My dad filed chapter 13 bankruptcy. He never added my car to it. So I pay the payments on it. What is the?
of the car getting repoed? How long will it take? Does the Trustee have to notify my dad? I cant afford to pay the car. Its either pay the car or live on the street with my 3 kids.

I am Looking for Loans in Bangalore at the best possible interest rates to buy a property and construct?
I am Looking for Loans in Bangalore at the best possible interest rates to buy a property and construct can u refer me any reliable person who is in this field

Can i still get a auto loan with one already financed?
Hi i have a bad credit score but i have a sizeable down payment 3000 dollars do you think i can still get a auto loan i have one already but my mother uses that car its financed through wells fargo

Does anyone understand how rebuilding credit works? better to pay slow or fast? I wrecked my credit..?
Ok so I messed up badly from 18-26, I lost my parents and struggled my way through life and school and ripped off A LOT of banks to cover tuition etc, I officially owe about $20 000 – $22 000 , I just got a great paying job on a 2 year contract. Should I pay the debt off within a year? (14000 is at 0 interest for next 6 months, 4.5 for next 2 years fallowing) or pay of the high interest stuff first about 7000 and then pay off low interest loan over 3 years? What would clean up my credit faster?"

Dragon age: origins whats the best weapon / gear?
Im playing Dragon Age and started wondering what the Absolute best weapon and armor for rouge, warrior, and mage are i have an axe i bought for 100 something gold but i felt like there was something better. (Ps: Thanking you in advance)"

Where is the best place to go for refinancing a home?
I am thinking about refinancing since currently I’m at a 7.5% loan. I’ve had the house for almost 3 years (paying that interest!) and I’d really like to lower my payments. Can anyone make a good suggestion as to who I should go through for a great deal? Only problem is I don’t really have much money to put up front.

How much would i get a house for if i only had 1150 a month for mortgage?
thanks to you all very helpful and i live in california but i want to live in maybe livermore california even like manteca california would be fine

Do you think an 18 year old girl will be approved for finacing a new car?
I want a mercury suv. also, please describe the process of buying a new car off the lot. will the financing only take a couple minutes? Do I have to come back?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Is it easier to get an auto loan or to finance with a dealership?
Are there differing requirements, such as current debts, income, etc.?"

I am planning on buying a home it has been a year since i had a bankruptcy discharge. My husband didnt file fo?
my husband didn’t file bankruptcy, we want to buy a house, can that affect us or can they only use his credit ,he has excellent credit. but we want it to be on both of our names thanks"

What are some ways a single mother on an average income purchase a house?
What are some ways a single mother on an average income purchase a house?

Can I withdraw my mortgage application from a mortgage company without paying a fee?
We are in the middle of applying for a mortgage with a mortgage company. We have submitted documents and has signed paperworks but we want to switch to another mortgage company. Can we still do it and since they have worked on our papers already , are we going to pay a fee?"

Does anybody know a legit car title loan company?
I was going to try out LoanMart but before I submitted my info I decided to take a look at a few reviews and wow did taking a few seconds of my time save my ***. LoanMart is totally out of the question, since this is my first time looking for a LEGIT company it seems quite impossible. If anybody has any type of experience with this please let me know. I would really appreciate any info you can give out. Thanks"

Credit scores online for free?
Where would I go to find out my credit score online for free?

What is a good starter credit card?
I wanted to start building up my credit, but I have no idea what the best cards are. I’d want one with a very low interest rate though. Thanks in advance!"

Amcapital Loans?
Okay, I am really nervous. I applied for a loan and was approved, secured my downpayment of $500.00. The 48 hours isn’t up until tomorrow but, I have tried emailing and calling and I am not getting anywhere. Please tell me there are people out there that have used this company before?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can Someone Please Help Me With Loans?
Use the chart in the photo to answer the questions . The price of a home is $140,000. The bank requires a 10% down payment and two points at the time of closing. The cost of the home is financed with a 30-year fixed-rate mortgage at 7.5%. 8. Find the required down payment. 9. Find the amount of the mortgage. 10. How much must be paid for the two points at closing? 11. Find the monthly payment (excluding taxes and insurance). 12. Find the amount of interest over 30 years. The price of a home is $130,000. The bank requires a 5% down payment and one point at the time of closing. The cost of the home is financed with a 15-year fixed-rate mortgage at 7.25%. 13. Find the required down payment. 14. Find the amount of the mortgage. 15. How much must be paid for the two points at closing? 16. Find the monthly payment (excluding taxes and insurance). 17. Find the amount of interest over 15 years. "

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

I need to find a loan place that will loan me 1000$ and only pay back like 1200$?
sorry i dont no how!

Where do i go to find free credit reports on here?
Where do i go to find free credit reports on here?

Will online payday loan companies put your advance on prepaid card if your direct deposit goes there?
Will online payday loan companies put your advance on prepaid card if your direct deposit goes there?
Best bad credit loans that isn’t a payday loan?
i just would like to get ahead in the bills and everything
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://INSURANCEANDFINANCETIPS.INFO/index.html?src=WP2tairedirgepool

Has anyone got a quick payday loan with no faxing and no credit check.please help!!!!?

Has anyone got a quick payday loan with no faxing and no credit check.please help!!!!?

Has anyone got a quick payday loan with no faxing and no credit check.please help!!!!?

ANSWER: For Finance and credit solutions I visit this website where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool

RELATED FAQS:
Big debt=bankruptcy???
I can’t believe it came to this. I used to be responsible with my money and pay all my bills on time. I bought a house in 07 and now its worth 30k less then what I owe on it, but have no equity in it. Credit card debt rising since then from 20k to 70k. Since I turned 21, I have had a gambling issue but the last 6 months have been the worst. I lost around 20k in the casinos and on the lottery. I know it sounds bad but I am trying my best to beat the addiction. I have talked to my priest and almost made it to a gamblers anonymous meeting (sat in my car outside too afraid to go in and face my problem). Everyone I know jokes and says that I have a gambling problem, but they have no idea how bad it really is. I hide everything from my family and fiancee. In October and November I took out around 23k in cash advances from my credit cards to gamble and have enough to pay other bills, with the intention of winning and paying off what I took out and have extra to pay other bills, didn’t happen. I have now missed my last 3 mortgage payments, cards are maxed out, I only take home 2500 a month at work. With the mortgage, car ins, utilities, groceries, and minimum credit card payments, I owe 3000 a month. I don’t know what to do, the mortgage company is calling 3-4 times a day. In the last 2 weeks I have been looking at my options and don’t know if i should try to file bankruptcy. I have stopped using my credit cards, sold my gas guzzler car and bought a motorcycle to ride this summer. I don’t really have many possessions, which is sad, spend 70k and have nothing to show for it. I guess my question is Should I file bankruptcy? Will the recent cash advances hurt my chances of a discharge. Will my friends and family find out? Has anyone had a similar situation? Any advice would be greatly appreciated. I am considering contacting a lawyer in the near future. Thanks in advance for the answers. Will"

I need loan shark or private lender in nj?
I need loan shark or private lender in nj?

Auto loan with the bank as the first lien?
Hey I pulled out an auto loan, and my bank requires me to have them as my first lien. What does this mean and how do I go about doing this? Ive already changed titles and its under my name. DMV has already mailed me back my title. If I dont submit my title to the bank, they will raise the annual interest rate and monthly payments. Can anyone please help me out?"

Who won the band contest for the free credit report . com?
i went on the website but couldnt get an answer! haha

Unmarried couple bought a house. What is the best way to handle the TAX filing?
Unmarried couple bought a house this year and each paying half of the mortgage (property tax included in the loan). What is the best way to do for income tax filing next year so both of them will benefit from the tax deductions or possible refunds from this house? Since they are unmarried, each will be filing as SINGLE. Can each put on their Tax returns the amount they paid/shared on the mortgage (half each)?"

"If you buy something online with a credit card, does it say where you bought it from on the bill?"
When you buy something from an online website using your credit card, does it show up on the bill what website you bought it from?"

I need help! bankruptcy?
I have two vichicles. One is currently on a loan but its upside down. The other i own. If i file chapter 7 in kansas. Will i lose one of them and if so how can i stop that?

Does anyone know if spotya.com is a good loan site?
or has anyone used this site and was scammed in anyway

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Will I be able to get a house after bankruptcy?
I’ve met most of the criteria that I’ve seen is needed…..credit score over 600, been 3 yes since my chapter 7, 20% down payment available, etc. But the one criteria that I’m worried about is my work history. I’ve been at my job for 3 years but I plan on moving to a different state and thus I will be starting a new job. Will this dramatically lower my chances of being approved?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Cash Advances?
Are there any online good cash advance with less then $40.00 finance fees? Only answer if you have done an online cash advance. I need websites too please.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

FreeCreditReport.com Commercial The Pirate One How can Identity Theft cause you to work for Minimum Wage?
The FreeCreditReport.com Pirate/Host in a Restaurant Commercial implies that Identity Theft can cause you to lose your job&end up working for Minimum Wage in some horrible place like a restaurant(There is no shame in working at a restaurant) Why would Identity Theft or even bad credit in general cause you to not be able to get a job?I know X-Cons that are a year out of prison that can get&hold jobs that are more then just Host at some theme restaurant for minimum wage. This commercial confuses me and seems to be misrepresenting UmSOMETHING! The other oneWhere he sings about how he wouldnt have married his wife if he had known that she was stupid when she was younger&got a few points taken off her credit.That is a HORRIBLE message to sendScrew love, you need money! Is this company as horrible as their commercials imply?If they give off these messages then they sound like they would screw you and their own employees if they are spreading these types of messages."

What is the website address for the annual credit report that is really free?
What is the website address for the annual credit report that is really free?

What do I do if I being am forced to support my parent financially?
I am seventeen, and I am living with a single mom in bankruptcy. She wants me to get a job to save up money for a car and college, but anytime I get a job, she takes the money I earn out of my account to pay the bills. I can’t get my own account she can’t touch until I am out of high school. I am a junior this upcoming year (I am a June birthday). I am trying to get my license, but she won’t let me use her car to practice until I get another job. I don’t want a job, because I don’t want to her to take the money I earn. I told her this, and she yelled at me and told me what a selfish ingreat I am for not wanting to lend her money. She says that any boy my age should be happy to lend his mother money and help her out. I want out so bad, but without any money, I can never afford my own place. What should I do?"

Whats the best way to build credit?
Ive got poor credit and im looking to build it up. Im in the 500’s right now. My goal is to build my credit over the next year to the point where I can get a car loan. What is the best way to do this?

Auto Loan and Co Signing Questions?
I just turned 18 and need to establish credit. So I sold my Truck to buy a new truck that I want to get a loan for. Issue is since I have 1 card that I have yet to use (2 weeks ago) and I need a co signer. My parents make well enough to be approved but since a few months ago their score dropped from 750 to around 550. They just got behind. Not Debt. Will they be able to co sign for me? I am going to a credit union. Purchasing a Used 2005+ truck and have about 10% down payment even though I dont need to do that, so I wont. My sister with a score of 730 got declined since she has never had a car under her name."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"When u total a vehicle, does the insurance pay u what u owe on ur auto loan or just the vehicles value….>?
i have and auto loan on a car and just totaled it in an accident. i have full coverage so does the insurance company pay the loan off or just what the car is worth?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

If you want to check your credit score but you have never had a credit card where can you check it?
i have looked on yahoo but can’t find anything. Can someone please help me?

In Debts With Licensed Money Lenders?
My monthly salary base on commission and when my monthly comms start to drop and i have not enough to pay my bills, my daily expenses and my parents that are staying with me, i turn to Licensed money lenders that advertise in newspaper. I thought i can cleared my loans quickly once my sales increase but i am too naive. As a new client, the repayment plan is either weekly or bi-weekly, if late for 1 hour or 1 day the late interest rate is between $120-$150, so when i have unable to make payment at due date, i turn to another money lender for loan to repay my 1st, i never realise how stupid i was when i was desperate for money , its like robbing paul to pay peter, i am digging a big hole for myself, only when the due dates all crushed together and i am stuck right there. Total i have taken loans from 7 money lenders, amount between $500-$800, but due to no payments the late interests began to increased and everyday i live in fear and stress, they keep calling me and sms me for payments and threaten to sent debts collectors to my office and home if i never make payments. Now i am totally lost and can’t figure out what should i do, how much in total i need to pay them, been trying to call and talk to the loans advisor but they only reply me to make payments ASAP via sms, everyday they called my Mobile, my office and even my family members, what should i do?? Any one out there please advise me, my boss am so angry with all these phone calls and nearly fired me and at this moment of time i am really broke but i am sincere in repaying the loans that i taken, i ask them to give me some allowance time but they keep asking me when when when how how how, i am almost driven crazy and no one to turn to, its a big mistakes that i make and i am truly regretted, please advise, thanks."

How in debt do u have to be to file for bankruptcy?
How in debt do u have to be to file for bankruptcy?
Has anyone got a quick payday loan with no faxing and no credit check.please help!!!!?
Has anyone got a quick payday loan with no faxing and no credit check.please help!!!!?
ANSWER: For Finance and credit solutions I visit this website where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool
"I desperately need a 1000 loan in which i can pay off monthly, but i have bad credit! any suggestions?"
I need a loan that i can pay off monthly roughly 100 a month, but because of my poor credit rating nobody will help me. Any suggestions would be appreciated!"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Is there really a way to get a FREE CREDIT REPORT online?
I’m so tired of filling out all my information for a free"" credit report"

"I need a $9000 personal loan, but I have no credit history. Credit Union?"
I currently need a $9,000 personal loan. I am planning on trying to obtain one from a credit union because I’m told they look at other aspects besides your FICO score. I have no credit since I’ve never had a credit card or taken out a loan. However, I have had the same full time job for over two years, I have never been late on any bill payment, and I have no outstanding debt. I can most likely get a co-signer, but I really don’t want to do that if I don’t have to. I would like some opinions on whether a credit union will hear me out or not, just so I’m not horribly disappointed when I go speak to them tomorrow. Thank you!"

Best company to refinance auto loan with?
I have an 08 Lancer Evolution, but was recently laid off. I am now stuck with a 517.00 payment along with 75.00 for insurance. I can’t sell the car because I owe 28,4 on it and mitsubishi still has 0% so I will lose a lot if I sell the car. I have 0% myself, but have only made 5 payments on the car. I would be willing to pay some interest if I could go up to 72 or even 84 months. Does anyone know which company has the lowest refinance rates right now? and if so, what are they?"

Whats the best and cheapest bankruptcy company?
Sadly i am at my last resort..bankruptcy but im trying to find a good and CHEAP company to do it with. I know you can do it yourself but im worried of being turned down for it. any ideas are welcome :{}

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

CREDIT SCORE: Is it ok to get an AUTO loan now if I plan on purchasing a new HOME in 6-9 months?
We are current home owners, but plan on moving and purchasing a new home sometime next year. I am watching our credit scores very closely and do not want our scores to have a significant drop, as we are both in the low 700 range. I need to purchase a used car loan and was hoping to do so next month. Will getting an auto loan now hurt my credit score at all? Obviously making payments on time helps your score. I’m concerned that the loan inquiries/credit checks and having another new account will significantly drop my score. Any advice? Thanks"

"If I make 48,000 a year, can i be qualified to buy a house that ranges from 170,000-180,000?"
How do i know i can get approved and if i am in Houston Texas, where can i go with this at a cheap mortgage lender at that. I want the best and good mortgage rate possible, does anyone have any recommendations for a first time buyer? Or any good loan places for a house?"

What does loan in principle mean?
we have applied for a loan, they have done credit checks and made us a loan offer and agreed to a loan in principle, subject to credit agreement and final checks, i have sent back credit agreement and all id and bank statements, what does a loan in principle actually mean and what would be the reasons for refusal after them agreeing to loan in principle??"

Why can’t people in louisiana not refinance a auto loan through wells fargo?
Why can’t people in louisiana not refinance a auto loan through wells fargo?

"Need a quick loan and I’ve been searching online, applying for payday loans and it keeps re directing me to different pages. Please help?"
I’m looking for a 1,000 loan and I looked online for payday loans but I don’t even think they are real. I tried filling out all of their forms and nothing. I keep getting re directed to more payday loan websites. It’s frustrating. Does anybody know of a legit payday loan site? I also don’t have any credit built up yet. Or where I could at least go to get a loan? I don’t think a bank would let me because I have no credit, but I am an adult. Please help?"

What’s a good credit to debt ratio? Please help!!!! Any info is appreciated!?
I was a student for 3 years and lived on my own for 5 years. I was struggling with money and got my-self into too much credit debt (over $25,000!) Now I am struggling to pay them off as soon as I get a paycheck. I barely buy food or clothes or any extras (The only extra thing I but is a train pass). So I am working as hard as I can to find a way to lower my debt and interest, I tried transferring my highest percent card to a lower one (from 18.35% to 9.99%) and they declined my transfer becuase of my high debt to credit ratio. The interest alone is killing me. What’s a good credit to debt ratio before they let me transfer my money or give me an increase so I can close my highest paying card? Any info is very very very appreciated! Thank you!"

Why do you need a credit card to have access to information at free credit report.com?
Why do you need a credit card to have access to information at free credit report.com?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What is the best FREE torrent download site where they ask for no profile or credit?
I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??"

Can I withdraw money from my credit card?
Hi, I am currently overseas on vacation. I lost my debit card recently and wanted to know if I can withdraw cash from my credit card. I have a positive balance on my credit card (I paid more than was necessary) of like $150 dollars. I hear that you should never withdraw cash from your credit card because of high interest rates but is it okay since my credit card balance is in the positive and I withdraw only 150$?"

"18yrs old can i get a 2,000 dollar auto loan?"
i turned 18 in february an ive only been working at my job for less than a month an i need a car pretty bad is there a bank that will approve me for a loan of 2,000? or is there any other way to get a 2,000 loan?"

Using credit card on a porn site?
I think I just did something stooped I put a credit card in on a porn web site but after i get the trail member ship done I called the cc ppl and told them I lost it and they changed it up and are giving me a new card was that smart?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Best credit card to buy wedding ring?
However, the Centurion card is not a good option since they have $2,500 annual fee and the purchase I am considering will likely be under 50k."

"I already have a loan on a car, how do i transfer that loan to another person?"
I already have a loan on a car, how do i transfer that loan to another person?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Has anyone got a quick payday loan with no faxing and no credit check.please help!!!!?
Has anyone got a quick payday loan with no faxing and no credit check.please help!!!!?
ANSWER: For Finance and credit solutions I visit this website where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool

Is it actually possible to get a loan instantly with bad credit! I don’t want a payday loan.?

Is it actually possible to get a loan instantly with bad credit! I don’t want a payday loan.?

i don’t care too much about interest at this point. I have applied for 2 before where you have to pay 50 before you even start and i never end up woith the money. can anyone recomend a loan company they have got a successfull loan from with bad credit??

ANSWER: For Credit and finance solutions I always visit this website where you can find all the solutions. http://INSURANCEANDFINANCETIPS.INFO/index.html?src=WP2tairedirgepool

RELATED FAQS:
Where can i get a free credit report?
i need to find a website where i can get a a credit report for free, i already checked some website but many of them are spams and not secure and the others want to charge a lot of money. can some one help please?"

Just got approved for a best buy credit card?
What do i do now? Do i wait until i receive the card and account information before i can do anything with it?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"What is an ideal credit score to take out a 15,000$ auto loan?"
What is an ideal credit score to take out a 15,000$ auto loan?"

Where do I get a free credit report?
Where do I get a free credit report?

How can a credit card company close my account?
I’ve a good credit score (760), and I’ve never missed a payment over the past 10 years. I’ve called and they said there’s nothing I can do, and they won’t tell me why they’re cancelling it. Is there anything I can do?"

"Where can I get a Mortgage for 20,000?"
I am trying to find a place where I can get a mortgage for 20,000. I can even put up 5,000 to secure the mortgage. Every where I try to apply to wants me to get a loan for 40,000. I need some direction."

Can someone help me understand paying off principle loans vs. the interest?
I have a 5 year car payment and am trying to pay it off early. I have been paying more than the $300/month that’s expected. I could theoretically not pay anything for the next 5 months and wouldn’t be missing a car payment. I noticed on my online statement that it gives me the option to apply my payments to the principle or just simply make a regular payment. What is the benefit of paying the principle directly as opposed to making a regular payment? If I knock out the principal payment, would I still have to pay any interest or would that go away completely once the principal is paid off?"

Will my bankruptcy 5 years ago affect current forclosure?
Will my bankruptcy 5 years ago affect current forclosure?

How do I check my credit score?
How do I check my credit score for free without a credit card?

Where can I get my credit score for free?
I have used my chance for getting a free credit report, but that is all you get a credit REPORT, not the score. I am just wanting the score. I already have the report."

Want to check credit score?
I want to check my credit score but not sure the best way to do it. I hear you get 1 free check per year but is that Jan1st – Dec 31st or 1 per year from the first time you check even if it is June 12th? I’m interesting in buying a house in November and sure I will be running credit checks than so I don’t want to get penalized for checking it now. Also where is the best place to go to check it?

Does being cosigner for a auto loan improve my credit?
my father helped me purchase my car by him going on the loan because i didnt have any credit. but his name is on as promary driver because insurance purposes so i could stay on his policy and not have to get my own. my name went on as a co-applicant. my question is assuming all payments are made on time and every (which they are) is it doing alot of good to my credit as co sign? or is most of the credit going to the primary applicant?

Bad credit (payday) loans?
Ok first i can handle the paying off, i need it now, you dont need to know why. What i want to know is do any of them work? All i ever get is emails that refer me to other sites that refer me on and on. how the hell do i actually get to the nitty gritty for the loan itself? or are they ALL just sites that want to sell your info?"

Help with finding credit?
I know I have a hospital bill and owe a bank money but there’s a few others I don’t know. I tried to check my credit on the one site where you can check free once a year and my computer froze so I had to restart it and now when I go to the site it says I already got my free report

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Will the credit card interest rate increases happening negatively effect my credit score?
The increase in my credit card interest rates are not due to anything on my part, but will it make my credit score go down? I know it used to be that if you defaulted, failed to make a payment, were late, or went over the limit they would report it to the credit agencies and your credit would go down. But this time they are all going up, to no fault of mine. (Thanks Gov!!) Any ideas?"

Can I get approved for an auto loan with not so great credit?
I’m in harrisburg pennsylvania & I don’t have good credit..I’m looking to get an auto loan maybe for $6000…where can I go that they will give me a chance?!

Will i get personal loan for 30000/- my annual income is 90000/-?
Will i get personal loan for 30000/- my annual income is 90000/-?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

I want to add my husband to my bank account so he can deposit his checks and thats all. can i do that without his social security number?
I want to add my husband to my bank account so he can deposit his checks and thats all. can i do that without his social security number?

You can afford monthly payments of $500. If current mortgage rates are 3.75% for 30-year fixed rate loan how much can you afford to borrow?
You can afford monthly payments of $500. If current mortgage rates are 3.75% for 30-year fixed rate loan how much can you afford to borrow?

Best Binary Option Broker?
What is the best Binary Option Broker out there with Iphone app? I use Scottrade for stocks, but I don’t think Scottrade deal with binary options, or do they?"

"When these scammers email me back again, what should I do to really frustrate them?"

How can i find a list of payday loan places in my city?

How can i find a list of payday loan places in my city?

i typed in payday loans and not many listings come up. is payday loans the correct term??

ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool

RELATED FAQS:
I wanna check my credit score. Which website do you recommend to get scores from all 3 bureaus??
I wanna check my credit score. Which website do you recommend to get scores from all 3 bureaus??

"Auto Loan , from where can i get Auto loan?"
Hi, I am in need of a vehicle. I submitted a on-line application and so far I have been denied by: Triad Financial WFS Capitol One Auto Long Beach Acceptance Corp. Nuvell Financial Now I am terrified to go into a dealership. Can anyone suggest any other Lenders that deal with bankruptcy or bad credit? Thanks"

Accounting Journal Entry Help!!?
I just need a little help with my homework. It basic accounting journal entries. If anyone could help that would be awsome. Thank you! July 15. One the day of the clinic, Great Adventures receives cash of $2,400 from 60 bikers. Tony conducts the mountain biking clinic. July 22. Because of the success of the first mountain biking clinic, Tony holds another mountain biking clinic and the compant receives $2,700. July 24. Suzie pays advertising of $750 to a local radio station for a kayaking clinic to be held on August 10. Attendees can pay $150 in advance or $200 on the day of the clinic. July 30. Great Adventures receives cash of $12,000 in advance from 80 kayakers for the upcoming kayak clinic. Aug 4. The company purchases 14 kayaks, costing $19,800. Aug 10. Twenty additional kayakers pay $3,800 ($190 each), in addition to the $12,000 that was paid in advance on July 30, on the day of the clinic. Tony conducts the first kayak clinic. Aug 17. Tony conducts a second kayak clinic and receives $12,300 cash."

Do you look at all three credit scores or one?
Fo instance do you use the highest of all credit scores

What is the correct and safest way to receive your free annual credit report?
What is the correct and safest way to receive your free annual credit report?

Can i file for bankruptcy and not attend court?
want to file for bankruptcy do i have to attend court or can somebody represent me ,can i file for bankruptcy in another town thanks"

What does cash debit from unsettled activity mean?
I transferred $2600 from my bank to my Roth IRA brokerage account and it was put in a CORE account. Then I bought $2491.83 of Apple stock.

How long will it take for my cousin to get a credit card if I add her as a joiner to my account?
I am already approved for Bank credit card. I want to add my cousin as a joiner which means she will be responsible for the card balance as me. Being authorized user doesn’t affect her credit. I want to help her build her credit. She has no credit at all.

Does anyone know of any reputable debt management and/or debt consolidation companies?
I was referred to Take Charge through my bank, and the person on the phone said I would have $100 extra a month, but once I received the agreement in the mail I would still be in the hole by $100-200 a month so I don’t want to give them any money. I need a reputable company that will be willing to help me and understand my financial mess. Thanks."

Should I payoff a car loan early after chapter 7 bankrupcy?
I unfortunately had to file for chapter 7 bankruptcy over a year and a half ago after I lost my job. My bankruptcy was discharged on Jan 1, 2009 and about a two months after that I received a new higher paying job, so now I am wondering if I should payoff my $5000 car loan or not. I want to rebuild my credit and I cannot receive a credit card, so I don’t know if I should pay it off or not. I just do not want to pay interest if I don’t have to. Please any advice is helpful."

"If I put 10,000 dollars in the bank, how much interest do I get in one month?"
If I put 10,000 dollars in the bank, how much interest do I get in one month?"

If a debt collector sues me in court and wins can I immediately file bankruptcy?
I have debt for getting out of a lease (about $20,000.00) they got someone to take over the lease but it’s for less that what I paid them so I have to pay the difference. I also have credit card debt for about the same amount. I want to wait it out so hopefully they won’t take me to court before the statue of limitations is up (which is 4 years in my state and i have 2-3 years left). If one of them did take me to court can I file bankruptcy right away? Thanks"

Who the hell is credit smart?!!!!!!!?
i am getting so ****** pissed off. im am trying to get a credit report. i been on the computer for hours trying to get one. i have credit!!!!! my mom screwed it over when i was younger. i just turned 18 and i do not have any credit card numbers. all off them ask for a credit card veriation number. anyway i can check it online with out a credit card? i need to work on ixin it cause i know it is messed up help me out. and do not say free credit report or annual credit report because they both ask for that

Is there a website to see your credit score completely free without any credit card info?
Is there a website to see your credit score completely free without any credit card info?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Do I need to make a down payment if I have a pre-approved auto loan?
I recently got a pre-approved car loan with a co-signer. But I’m wondering if I still need a down payment at the dealership when I go to purchase the car.

Looking to declare bankruptcy?
Thanks for the response: Just to clarify. My creditors won’t work with me unless I have sustainable income coming in. I could be working for $5.00 an hour and they would help me. Having nothing means they won’t help. Makes no sense because you can’t get blood from a stone. All I ever wanted from them was a lower payment.

Can I get a loan out with no credit?
Is Dollar Loan Center a good place to go? http://www.dontbebroke.com ^Their site.

How long do things stay on your credit report?
Things like an eviction, reposession, or credit cards? Do medical bills count? Is there a web site that I can check my credit report for free without having to sign up for other things?"

The effect of credit inquiries on credit score?
I know that some activities which require my credit score being checked (such as taking on new debts) can negatively impact my credit score if done too often. What about personal inquiries, such as using annualcreditreport.com each year to view my credit report? I’ve heard both points of view from people, but I tend to be very skeptical about financial advice because those willing to give it freely often don’t know what they’re talking about."

How can i get a credit card at 16?
i need one to buy stuff online. i dont want one that my parent have to cosign i just wanna sign up for one as if i was an adult. i know that i would be responsible for what i buy but i had a plan…. when i go to college and get studen loans and finanital aid and all that good stuff i can pay it off then all i wanna spend is like a thousnd but not even. if i dont pay can i go to jail? ima enter my real ssn so onli ting im going to lie about is my age

I would like to know………………………..
if anyone knows who to obtain a free credit report from.

Can i get a loan at the age of 16 to buy a car and will pay it back when i do have the money cause need a car!
im 16 and i do work but dont have enought money yet to buy my own car and my paretns could deff by me one but they want me to work for it myself is ther a way i can get a loan at the age of 16 and pay it back later when i do have the money?

Where can I go for a loan with bad credit besides payday loans?
Where can I go for a loan with bad credit besides payday loans?

OMCgear? Is the site trustful?
Hi guys, recently my backpack just ripped and I’m searching around online for another north face. I came by the OMCgear site and saw a really good price for it. Is this site trustful? Should I buy from it? Thanks in advance. Heres the link if you’re wondering; http://www.omcgear.com/the-north-face-recon-daypack.html"
How can i find a list of payday loan places in my city?
i typed in payday loans and not many listings come up. is payday loans the correct term??
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool
Look for New Jersey Mortgage and Investment Corporation. If no longer in business who bought them?
Look for New Jersey Mortgage and Investment Corporation. If no longer in business who bought them?

Student loans/paying for college? please help me!!?
yeah i did apply for fafsa but i haven’t gotten it back yet. my mom said we aren’t going to get more than like 2,000 because that’s what my brother got when he went"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"How to get a personal loan, NOT a payday loan.Bad credit rating due to foreclosure?"
Had good credit till foreclosure.Now, banks, credit unions won’t help.Have income.Loan needed ASAP!"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Will the amount owed in student loans affect someone from getting an auto loan?
My cousin owes in student loans the same amount she is asking for an auto loan $15,000. She does make the payments on time and has 1 credit card in good standing of under 30% with payments on time. She also owns a buisness and has a checking account in good standing and works a part time job making $30k there. Her credit score is only 650. I do not know what matters as far as a loan of this sort so please help me help her. Thanks"

Can you convert your Food Stamps to cash?
I was in a grocery store the other day. I had to go to the Customer Service Desk to pay a bill, and I noticed the lady in front of me swipe her EBT/Foodstamp Card. On the little pole display it said EBT FOOD"" and she got back nearly $300 in cash.. Can you exchange your food stamps for cash like that? Is that even legal?"""

I was on freecredit report.com and it said theres a mortgage under my name?
im only 18 i have no credit

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How can I get a loan or a grant?
I have bad credit and I have no co-signer

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Should I apply my tax refund to my auto loan? Pros/Cons ?
I have an auto loan with my credit union with a balance of 21,000, the loan term was for six years – began in 10/08, my payments are 370.00/month and I believe my interest rate is around 5%. Should I take my tax refund (6000) and apply it towards my loan? Does anyone know how much time it would approx. take off the life of my loan? Would this benefit me in the long run? Or should I let my tax refund collect interest in a savings account?"

What is bank indebtedness?
the definition when a company uses its operating line of credit to cover cash shortfalls and overdraws its bank account

Mortgage rates Question?
If mortgage rates rise from 5% to 10% but the expected rate of increase in housing prices rises from 2% to 9%, are people more or less likely to buy houses? …"

Which credit bureau does chase bank use to pull credit score of loan applicants?
I currently have an ongoing dispute with Experian and thus have a security freeze on my Experian account. This means that potential lenders cannot access my Experian credit score while I am trying to correct my Experian credit report. The problem, however, is that I have started looking for an Auto loan and banks that use just Experian keep denying my loan request because they are unable to access my credit score. I was wondering if you guys knew of banks and/or credit unions that use either Equifax or Transunion (my score on these two is around 740 which is correct). Thanks for all the help."

Reaffirmation of mortgage in Chapter 7 bankruptcy?
If the house goes into foreclosure, and the bank did not reaffirm the debt, what are you responsible for?"

"Was denied for an auto loan from my bank, what now? Part 2?"
Ok. I don’t have bills. I already have insurance quotes and it will only be about $80 a month. I’m a COLLEGE STUDENT, living with family, and have no overhead. I currently make $1,000 AFTER TAX, which the debt to income ratio isn’t based on, and even then this payment with the auto would be about 40% of my post tax income. That is not a high debt to income ratio. In my other post, I pointed out that my income is going to increase in a month to over $20k, as well. Not to be rude, but I don’t want to hear buy a this car or that car. I’m asking about how the finance process works."

Bankruptcy and child maintenance?
How does bankruptcy affect me paying out my child maintenance, I pay slightly above what csa suggest to my ex but haven’t used csa or any sort of court agreement. Can they force me to stop paying or do they have to allow this as an expense? thanks"

I am preparing to file chapter 7 bankruptcy- can I include a payday loan taken 2 months ago?
I reside in Ohio and I have read over the new law and I am confused– under limitation on luxury good sec 310 it says cash advances aggregating more than $750.00 that are extensions of consumer credit under an open end credit plan obtained by an individual debtor on or within 70 days before the order of relief under this title

"Loan broker asking for advance fee, Scam?"
I am having financial difficulty at present and I am trying to consolidate my existing debts and pay a deposit for rented accommodation. I have made an application with a comany called The Credit People"" (http://www.creditproblemsnoproblem.co.uk/). Well they gave me a call and after a few questions they put me on hold to see if they can sort it out for me. They said they have a lender in place who has accepted me and they ask for a admin fee of about 50 and the money will be put into my bank within three working days. Is this is a scam"

Need a place to get a loan?
PLEASE READ ENTIRE QUESTION BEFORE REPLYING. Thanks. So im 19 and live in iowa. Own the deed to my car and thats about it. The banks around here wont give me a loan without a cosigner because i dont have any credit history and i dont have a cosigner. I only need about 1500 to pay the deposit for my new place, pay off left over taxes and get a cheap washer and dryer. Applying for loans online makes me a little nervous. Can anyone suggest a place other then a bank that i could physically visit that would give me a chance?? And im looking for a personal loan, not a payday loan. Thanks in advance!!!"

What would be the best mortgage for me?
There’s a fixer-upper that I would like to buy in my neighborhood. I can get it for $17,000. This is what I’m looking for in a mortgage (I understand all might not be possible): -> Ability to add some extra money into the mortgage (I under some companies allow you to add up to 125%) to cover some of the initial repair costs -> Ability to pay off this loan early without any penalty or having to pay the extra interest -> Ability to have my parents cosign the loan (I have little to no credit, they have great credit) -> As little upfront costs as possible Do you have any recommendations? Thanks in advance."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"21 years old, full time student, $4000 credit card debt…please give advice!?"
Ok so I realize now this was a STUPID thing to do so please no critical comments. I’m working this summer (about 28-35 hrs/wk)and literally putting all my paychecks towards my bills and gas except all I’m doing is paying off high interest and cannot seem to lower my balance on my credit cards. When I start school at the end of August I will only be working 11 hours in between classes on campus so how am I suppose to pull this off other than getting another job?? I have $2900 on a Sears mastercard alone with 23% apr and I wanted to do a 0% balance transfer…i researched it for a while, but when I apply I don’t get accepted. I think of how many people have thousands and thousands of debt and think maybe my situation isn’t AS BAD as I’m making it out to be. But it is! I’m 21 and stressed about financial issues rather than living my life AND I’m ruining future possibilities for loans, ect by ruining my credit score. All my cc have at least 16% VARIABLE apr. How do i get rid of them asap?"

What is a loan license in Pharmaceutical trade?
Expecting a reply from well versed people in Pharmaceuticals.
How can i find a list of payday loan places in my city?
i typed in payday loans and not many listings come up. is payday loans the correct term??
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool

I need another payday loan but where?

I need another payday loan but where?

I just took out a payday loan and am trying to get another–but I am being denied because my first loan exists in the Chex System Report. Is there any online payday loan that does not check with Chex System. I am moving and I need to put down a HUGE deposit–so no worries–paying back is NOT going be a problem. Please help. Thank you!

ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://creditandfinancesol.info/index.html?src=WP2tairedirgepool

RELATED FAQS:
How much will monthly payements be on a credit card with 27.99% APR?
so i know interest and APR differ, but i want to finance a mattress through mattress firm and their credit cards for financing is at 27.99% APR, is this a crazy rate? should i not even bother applying for their card? The mattress we are looking at is approximately $800"

If I pay extra per month on my auto loan can I skip future payments?
I have a simple interest auto loan and the remaining balance is $8,000. I had been paying $100 extra every month and when I view my account online it shows that only $135 is due on Jan 07/2011. I havent made Decembers payment yet because if I understand it right I am not obligated to. Is this correct and how much interest would there be at a 3.9% rate for the month ?The normal payment is $466 a month so does this mean I can pay only the $135 without ruining my credit since I paid extra? Thanks so much!"

Credit cards gone to collections…..need advice…please!!!!?
All my credit cards have gone to collection agencies. I had 5 credit cards & totaled they don’t exceed 8K. I was out of work due to an auto accident but I am back to work now. I was researching ways to pay them but I get different answers. Some say don’t pay

Credit card verification scam on craigslist. They said that I would not be charged any money.?
Credit card verification scam on craigslist. They said that I would not be charged any money.?

"Mortgage Payment due on Saturday, but wont accept payment til Monday?"
My mortgage is due on saturday, but they wont accept any payments unless it is posted for monday. will they charge me a late fee still? It says any payments after saturday would be assessed a late fee, but how would this be possible if they do not accept payment on the day it is due?"

Where can I find my free credit scores?
Need to find a link where I can get all three credit scores for free

Loan Amortization and EAR Question?
Suppose you have just received a loan of $35,000 and the bank charges you 10% nominal interest rate with interest paid every three months. If you should repay the loan in 12 equal payments, (1) how much would be each payment and (2) what is the effective rate of interest (EAR)?"

Can I get out of my auto loan contract?
The lender is not willing to allow me to register the vehicle in a different state, I have been attempting to register this vehicle for six months and everytime I call my lender (which is in a different state) they have a different story and different things that they want me to do – total incompetance! At the end of this month, I will no longer be able to legally have the car on the road and I need to use the car constantly. Should I get an attorney and have the contract nullified?"

Has anyone used greenpath debt solutions?
Has anyone used greenpath debt solutions?

"There was a sticker on my credit card. After removing the sticker, the sticky glue remains. How to get rid?"
There was a sticker on my credit card. After removing the sticker, the sticky glue remains. How to get rid?"

Bad credit auto loans?
Recently my husband’s p.o.s. truck started breaking down little by little and we are really getting tired of it nickel and diming us to death. we would love to get a newer used vehicle but our credit isnt very good. my score is 663 and i have an excellent pmt history, but i have my own auto loan and 2 credit cards close to maxed out (though their limits arent very high) and school loans. My husband has 2 medical collections that we are about to set up payments on and they are reporting him on one of the credit cards where i authorized him as a user-his score is 615. Would anyone give us a car loan with credit like this? we could wait until i pay off the cards in december but im afraid the truck he has now wont make it that far. help!"

"If you fill for bankruptcy, chapter 7?
do you need to declare properties in Europe?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What’s the highest amount Bank of America will let me withdraw from my account? What if I’d like more?
What’s the highest amount Bank of America will let me withdraw from my account? What if I’d like more?

Why the flow rates of water affect the differences of inlet and outlet temperatures and the COP refrigeration?
Why the flow rates of water affect the differences of inlet and outlet temperatures and the COP refrigeration?

What will be my interest rate on a credit score of 715?
Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!"

"Simply, what is the difference between a personal loan and a mortgage loan?"
Simply, what is the difference between a personal loan and a mortgage loan?"

What is Mortgage? How is it related to Home Loan?
What is Mortgage? How is it related to Home Loan?

"Bankruptcy Information ,a more detailed question?"
Yap! I know it was dumb. The reason there after me is I have the better credit score. I have a house. He has nothing. Yes, my credit will suffer. But you cant get blood out of a stone. So im left holding the bag!. If some one with first hand experience can let me know what my options are in a BR proceedings, I would really appreciate it. Thank you shipps2007"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Where can I get a personal loan for $500?
I have a credit score of 620, also how fast can I receive a loan? I don’t want one of those payday loan scams and I’m not sure how to know if an online loan is legitimate. Can someone tell me if it works or how to go about doing this?"

Do i get any tax breaks while in chapter 13 bankruptcy?
Do i get any tax breaks while in chapter 13 bankruptcy?

Is there a credit report site that don’t cost?
freecreditreport.com is not free it offers a free trial…….

How much money down to buy a brand new car with bad credit?
Terrbile credit ~ 520 score. I am sick of buying used cars, the last car I bought it is just one thing after another that I have to fix, for all the money I spent I could have just bought a new car with a warranty. So, any people out there that work in car lending? How much down do you require for a 20,000 car with bad credit? Ball park? Ty!"

"Can a person making around $22,000 a year afford a $40,000 home?"
Well this is my first time using Yahoo answers but I’ve seen some great advice on here but wanted to customize the info for my question. I’m a EMT-B/Firefighter in Missouri. I work full time for EMS and part time for the fire dept. I all together clear $21,000 or more depending on my overtime and more fire dept calls. My situation is that I still live with my parents (I’m almost 21) I have a good amount of funds in my savings account and my only bills currently are a vehicle payment about $240 a month, $50 cell phone a month, and fuel and food of about $250 which could be cut back. So I’m wondering if it’s feasible to make the big move out and get my own home. In my area one can find a small but decent home for the upper 30’s through the mid 40’s. I just hate to pay rent when it’s close to the same amount as house payment. So can this be done???"
I need another payday loan but where?
I just took out a payday loan and am trying to get another–but I am being denied because my first loan exists in the Chex System Report. Is there any online payday loan that does not check with Chex System. I am moving and I need to put down a HUGE deposit–so no worries–paying back is NOT going be a problem. Please help. Thank you!
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://creditandfinancesol.info/index.html?src=WP2tairedirgepool
What is peer-to-peer lending?
Have any of you heard of that? I was just watching the Suze Orman show last Saturday and one of her guest mention that type of investment. It is where small businesses who is in need of a loan can ask me (investors) without going to apply for loans with a bank since a lot of them are not doing it anymore cause of the economy. I’m not sure if what I said is actually a 100% true, but can I do that type of investment? If you are familiar, can you recommend a website for me to sign up & get more information on it? thanks so much!!"

Is 5.375% on a 30 year fixed a good interest rate?
with the market how it is

How much money can I take out of a PNC ATM Machine at one time?
I need 3000

We have a Texas VA mortgage loan. We have pcs orders. How do we return the house?
I have heard that if we try to sell our house and it does not sell, the VA will buy back their loan. Do you know if the gov’t will buy back the loan? How do we basically return the house because of PCS orders. We don’t want to rent, because of the responsibility of being a landlord or having a property manger. What can we do? Or what should I do? Please help."

Where can i get a legitimate not scam FREE credit report?
creditreport.com is a scam and freecreditreport.com isnt free. Where can i make this happen? thanks

Do visa gift cards work online?
i got several visa gift cards for christmas and i wanted to know if you can use them online like you would a normal credit or debit card. if they do can you walk me through the steps? thanks.

Is payday loan really that bad?
beside the high interest rate? I really need a loan fast to pay some bill, or else the plenty will be more than double than the money i owe. I can pay it back right after i got my paycheck. Should i??"

What is the process of buying a modular home? USDA loan!?
I am interested in buying a modular (not mobile) home. I am going to get a USDA direct loan and I don’t know the process. I have already been pre-qualified for around $145,000. I stil have to submit my application. Do I look for the home and land before I get approved for the loan or do I have to wait until I am approved? The USDA does start pulling applications"" (what I was told) until October so will I have to wait until then before I look? I am interested in Clayton homes"

"Credit card overlimit fee, and finance charge question?"
I bank with Wells Fargo, and have the College Credit Card program. I never use my credit card, and every month I faithfully pay $40 on time. The minimum ammount of $25 is due on the 14th/15th of every month, yet I always put down $40 around the 9th(ALWAYS before the 14th, regardless). Yet, every month I am charged a finance charge. What the hell is this? I’ll pay $40, and Wells Fargo will subtract anywhere from $11-$16/month. Last night I signed online, and saw that my outstanding balance was at $1175. I was about to pay $40 for the card, when I saw that I now have an OVERLIMIT FEE of $33, and a message saying my credit card is over the credit limit. My outstanding balance is now $1208 because of the overlimit charge. How could I be over the credit limit within the course of 24 hours without ever using my card? I checked my account activity; my card has not been used, and no purchases show up, so no one got ahold of my card."

"Best credit card for electronic purchases? Best buy, Futureshop or Staples?"
I am wondering which credit card or financing option would be better for a big purchase? with Futureshop, Staples or Bestbuy? I need precise answers. Thank you in advance!"

What’s a good anime series like history’s strongest disciple kenichi and naruto?
What’s a good anime series like history’s strongest disciple kenichi and naruto?

"How much do you make if you qualify for a $135,000 home?"
That’s with no down payment, and perfect credit. About how much a yearly income is this? Just curious."

Is there way to get my credit report without having to pay for it?
I don’t want to pay and I have heard that it is free now…I just can’t find where to do it. Thank You!

Is there a penalty for paying off an Auto Loan too soon?
I want to payoff my Auto Loan 2 years ahead of time, will the Bank charge me a penalty for doing that? If so, how do they calculate that and do they have the right to do that?"

What is the best/safest payday loan company?
What is the best/safest payday loan company?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Does usaa auto loans require copy of title to approve the loan?
Selling my car and the person who wants to buy it is getting financing through usaa. He said he will need a copy of the title to submit to usaa in order for them to approve the loan. This doesn’t seem right to me. Thought he would just need the vin number? Anyone know?

Lower car insurance by faking who is primary driver w/ parents?
I’m planning to buy a new sports car, but insurance (even on my parents family plan) is too expensive to have myself as the primary driver (24 yr old male w/ a recent accident). My plan is to have my parents who live 80 miles away from me, be the primary driver of the new car. While I will be the primary driver of their old lincoln town car. How risky is my plan? What’s the probability of it working perfectly even through auto claims? A few concerns: 1) I hear auto insurers routinely check up on the mileage every 6 months, how strict are they with making sure the primary drivers are really driving their respective cars? 2) Can my parents be claimed as primary DRIVER (on the new car for auto insurance), even if we co-signed for the auto loan and I am the primary BORROWER? 2.2) what if they are the primary borrower on the loan? Does that make it more believable to the auto insurance? FYI, i’ve already gotten quotes, and if i were the primary driver, it would be $250 a month, and my dad would be $60 a month. So, I really hope my plan works!"

"If I get a pre approved car loan, do I still need a down payment?"
I just bought my first car 3 months ago. I went to the dealership and they found the loan for me. I saved up forever to get a down payment and then spent it all on the car. Just a week ago, I got into an accident and the car was deemed a total loss. The insurance company is paying off whatever is left on the car loan but that’s it. Now, I’m short on money but need a car asap. I have a job so I make good money when I’m able to work but since I don’t have a car, I can’t work and don’t have the money. I was thinking about getting pre approved for a car loan and then taking the check into the dealership and going from there. If I do this though, am I still expected to make a down payment? Also, It’s probably a much better bet to finance a car than get one from a personal seller at this point. I’ve found 2 cars at dealerships for under $3000 that I really like and every decent car I’ve seen being sold outside of a dealership has cost more than that. So please, don’t try to talk me out of financing haha."

Where can I get a free credit report? I heard that we are entitled to a free one a year?
Where can I get a free credit report? I heard that we are entitled to a free one a year?

Can I get a home loan with a 525 credit score? The home is in the 90’s I have 50000. to put down?
I am on disability recieving 2100. a month. I have no bills

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"Would we be able to get approved for $125,000 home loan?"
My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home"" look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is"

Which is better for building credit? Auto loan or student loan?
I already have a 710 credit score…I am 20 years old…and can honestly do either. The only difference between the two is the auto loan has a higher %rate, and the student loan has a much lower monthly payment in case I get into any trouble in the future. I plan on getting a mortgage in 2-3 years."

How do you file a bankruptcy?
What is the first step?
I need another payday loan but where?
I just took out a payday loan and am trying to get another–but I am being denied because my first loan exists in the Chex System Report. Is there any online payday loan that does not check with Chex System. I am moving and I need to put down a HUGE deposit–so no worries–paying back is NOT going be a problem. Please help. Thank you!
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://creditandfinancesol.info/index.html?src=WP2tairedirgepool

In the state of Kansas, can payday loans press charges against you for not paying back loan?

In the state of Kansas, can payday loans press charges against you for not paying back loan?

I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…

ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool

RELATED FAQS:
Help! I’m paying 19% on an auto loan for a 06′ suv and the lender says i need to wait a year 2 refinance.true?
Yea the last of the little guys w/ no overhead. I bought my lst vehicle through there new start program cause of credit at 9% In house,I traded it back and got 3500 towrds a 06’Suzki XL -7in great shape but am realizing that not only was the vehicle sold to me for too much but also that at 18% w/ the new loan I’ll be super upside down in a yr. should I try getting an older vehicle and roll the appx 2500$ immediate loss after consignment into a new loan, or just tuff it out ?Is there a descent car dealer out there? that I can talk to?"

Could I qualify for an auto loan if I put down almost half of the vehicle’s price as a deposit?
I found a reliable Toyota for $9,791. I would like to apply for credit. I can put down $4,000 to $4,500 as a down payment. I have about $500 a month to spend on car insurance/monthly payments. I make $1500 a month before taxes, have worked continuously for the past five years but at this current job only since last May because that’s when I got the job. I have no co-signors or family due to bad family relations. No adults to ask to co-sign. I am in my fifth year in college about to graduate in three months. I have had a credit card since last Spring and they told me at that time my score was 668. According to my credit report, I have paid every single credit card bill on time and all my student loan accounts are green because no payments are due for another year. What do you think?"

Will navy federal credit union hire me if i have bad credit?
Will navy federal credit union hire me if i have bad credit?

How to get customers to open a retail credit card?
I just started working full-time at a retail store and I am supposed to get 2 customers each week to open a credit card account. I’m an introvert and I don’t have amazing people skills (which is something I hope to improve while at this job) so mostly I simply ask at the end of the transaction if they are paying with their store card. If they have out a form of payment already and only like one thing to buy, I don’t usually ask (though I guess I should, right?) How else can I ask if people want to open up an account? It’s actually a good deal for the most part. When do I bring it up and what kinds of things should I say? Actual examples please! –> PLEASE don’t say explain the benefits""!!! If you have an actual phrase that I could use/adapt"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What is the best solution for online identity protection?
What is the best solution for online identity protection? ty

Are there any payday lenders that will give a loan even though i have a outstanding payday loan?
Are there any payday lenders that will give a loan even though i have a outstanding payday loan?

What does it really take to get a home loan ?
I m 19 years old , Im currently in an apprenticeship making $20 an hour , and $42 after 5 years , my credit score is 700 , I m currently renting , and I have a couple credit cards all in good standing , I m looking to eventually purchase a duplex or triplex to live in and rent , and I ve read down payments are lower for first time home buyers , I live in Milwaukee Wi . I was just wondering what I really need to get a loan , and all the factors such as age , wages , credit , down payments , and details like that , every year I will be getting a raise , 2-5 dollars an hour , when would be the best time to start trying to get approved ? I don t want to go to early and get denied , and how much would I really be able to get with the current situation I m in , I know my age is gonna play a big factor since I m young , but I want to know what my best options are with out getting a credit check and damaging my score , thankyou !"

How can I check my credit for free?
I have reason to believe my identity has been compromised, and I really need to check my credit! Thanks!"

How do I build my poker bankroll starting with 50$?
My goal is to start with 50$, I have read that you should start with 150$. I have also heard that you should never ever buy into a cash game for more than 5% of your bankroll. If my math is right, 5% of 50$ is 2.50$. So I would have to start at the 1c/2c cash games. And then if I did my math right, then in order to buy into a 5.00$ game (2c/5c) I would have to have a 100$ bankroll!!!!! So I would have to make 50$ at a 1c/2c game!!??!?!? That would take FOREVER!!! There has got to be a better way, my goal is to go from a 50$ bankroll. And be playing at the 1/2$ games withing 6 months, is this realistic???"

How do I fix credit score? ?
What is the best and quickest way to fix my credit score? I plan on getting all 3 credit reports, and fixing errors. Also have items in collection due to divorce. What do I pay off 1st. Need new car and can afford monthly payment, but need to get into loan and do this 1st. Thanks in advance."

What does it mean to file for bankruptcy?
I keep hearing about this in commercials, but I am not sure what it means. Last time I heard, bankruptcy was a bad thing. So, why would anyone want to file for it? Also, I hear it has something to do with embarrassment? Please help me straighten this out."

What is the ratio of effusion rates of krypton and neon at the same temperature and pressure?
What is the ratio of effusion rates of krypton and neon at the same temperature and pressure?

Credit card retained!?
Today I went to the atm and I was going to check my balance, and for some reason I forgot my pin number and I kept on entering the wrong one, so after a few tries I got the pin right and it said I got my credit card retained? What is it? How do i get it back? Would they mail it? (This is obviously my first card)"

"I need a loan to clean up my Credit, any ideas?
i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How can i transfer money from vietnam to the uk?
i am living in vietnam and the job that i do i get paid in cash, could you tell me how i can put this money into a uk account, i have tried western union and they said it was not possible but surely there is some way?? any help much appreciated."

Choice personal loans? are they legit?
me and my husband need a very small loan of only a few hundred dollars to put down a deposit on an apartment and because we have no credit. So we would like to start building our credit up as well but our bank doesn’t offer small loans or loans to people with no credit. I found this site choicepersonalloans.com and they sound really good. I’ve done a lot of searching about them and found nothing bad.. but not much good either so I’m still really skeptical. I’ve read they don’t post their phone number on their site but that’s ok I found their number on a .org site. has anyone used choicepersonalloans before? if you have let me know if they got you what you needed or if they ripped you off. thanks

"$6,000 credit limit on USAA credit card? Is that good?"
I have been doing a lot of research on credit. I am 26 years old (not married) and was applying for my first card on my own. I have a debit card with Bank of America and I had a Chase Blue slate credit card, but it was connected to my mothers account while I was in college. The Chase Blue Slate expired in February. I wasn’t sure if the Chase Blue Slate card or paying school loans affected my credit any way so I was freaking out about what card to apply for for my FIRST credit card. I did all sorts of research. I am a USAA member through my father. The USAA.com site said I was pre-approved for their AMEX card, but I felt that was too big of a card"" for me"

What are the causes and effects of The Great depression?
May I also have a long answer not a short answer

Which credit card should i get?
im looking for a credit card with no annual fee’s it will be my first one n i wont be using it alot just to build some credit i need advice please.

How can t get out of debt?
I OWE $ 30,000 IN DEBT. I WOULD LIKETO PAY ALL MY DEBETORS BUT NO MATTER HOW MUCH I PAY THE BALANCE NEVER SEEMS TO GO DOWM. I CANNOT GET A HOUSE WHILE IN DEBT BECAUSE I WOULD HAVE TOO MANY BILLS, I CANNOT START A BUSINESS, SINCE I FILED FOR BANKRUPTCY, I CANNOT HAVE ANYTHING IN MY NAME. PLEASE HELP!"

Where can i find a copy of my credit report without having to pay a membership fee?
why is it they say get your free copy of your credit report"" but you get there and they want money for becoming a member i dont want to be a member i just want to know my credit score"""

Credit cards after Bankruptcy?
Ok. So, my husband and I had to file bankruptcy at the end of last year because both our jobs laid us off about the same time and we both hit significant pay cuts. We had bought a house when we were married and when we lost our jobs, it became tough to keep the payments on the house, utilities etc. Also we had a newborn shortly after it happened. So basically a lot of things happening at bad times. Not everyone who files bankruptcy are bad people with credit. We had absolute perfect credit. Paid our bills early and used the credit cards we had to pay certain bills then used the cash we had for those bills to pay credit cards back. We had a very good system going and it was all working out for us. Then all this happened. My question is, how do we start building back our credit? Besides paying bills on time, that is. We have been searching for credit cards to help get us started and every single one we find tells us to pay processing fees. (Secured, in other words) Are there any companies that do not make you prepay or make a deposit for bad credit applicants? There is an important trip coming up so that I can see family that I have not seen for half my life and we will need extra money in which we will not have until after the trip. A credit card would really help us out and we could build credit at the same time (kill 2 birds with one stone) I really need some advice. Thanks to everyone who is willing to help."

Does anybody know a private lender in Leicester ?
I am looking for a private lender / loan shark im not sure of the correct term. ..I am 22 years old and in full time employment I am also a single parent of two small children . I need the loan to repay exsisting debt and to clear my rent arrears. I have thought long and hard about this and it is the only way out of the situation i am currently in. I have no money to pay any upfront fee’s or deposits but I will pay back the loan with whatever interest is required over whatever time period is required. please dont message me and tell me im stupid for seeking help this way , your not in my position and as I have already said I have thought about this long and hard, and please dont message me telling to me apply online for personal loans or pay day loans as I have tried I just dont qualify. I am looking for a lender based in or near leicester I currently live in Coalville Leicestershire, United Kingdom. If you can help mem please message me direct at lilamyruby@yahoo.co.uk . Thanks Amy"
In the state of Kansas, can payday loans press charges against you for not paying back loan?
I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…
ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

I filed capter 7 bankrutcy in 06/discharged 10/06 bank say’s I have to sell property AND HAVE A BALANCE.?
I filed capter 7 bankrutcy in 06/discharged 10/06 bank say’s I have to sell property AND HAVE A BALANCE.?

"Credit Union, auto loan approved or no?"
Hi (21yrs), I’m trying to buy a car from a private property for 13,000 (2007 350z, with me paying him 3k in cash, that’s why i put 13k). I don’t think i have any credit history, I checked online and no reports were made( I don’t know my credit score…). I do pay my credit card on time, and my limit is 1000 with 800 to pay off. I know it’s way higher than 30 percent, but i pay it off minimum of 25 dollars each month. I have a job making around 1500 or so without the taxes. Will i get approved? or do i need a cosigner? my parent’s have bad credit though… Thanks in-advance! and I will delete spam bullshiet, telling me about insurance!"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

I need a big auto loan. i have some questions. please help.?
i am soon to be 22 years old. i got my first credit card at 18yrs old and immediately maxed it out ($6500 limit). i made a late payment about 6 months into paying off the amount, but all other payments were above minimum and on time. late last year i paid off the rest of it (about $4000) all at once. i cut up my card and havent used it since. i work part time (4-5hrs a day) at my moms law firm. i make around $500 every 2 weeks. i have no expenses (i dont pay rent, i dont pay auto insurance, i dont drink, etc..) my schedule is very flexible and i can work more hours anytime i wish. i want to take out a $30,000 auto loan over 60 months. i calculated that with an average interest rate of 7.45% that monthly payments would be $600 a month. this is absolutely fine for me because im a car enthusiast and dont mind paying that at all for the car i want (03+ bmw m3, doesnt depreciate much at all) is it possible to be approved? i can also have my mom or dad cosign. mom: lawyer, dad: cpa"

How to get government grant money with Califonia CALWORKs program?
I just filed a bankruptcy three months ago , and had no job since 06/2007 , I’m almost 49 years old , lived at my young sister’s house with my wife and 27 months old kid , my sister just allow to live there until to the end of Sep/2011 , we also owed the insurance company some payment and to be canceled the health insurance , so How to get government grant money with Califonia CALWORKs program in order to live , to eat, to …….., is somebody can tell me how to do step by step , how to find the application form, how to fill out the form , thanks a lots"

Is there any real free car history report websites?
All the websites that say they are free actually are not and require a credit card. Please help. Thank you.

Need to get a loan but most likely have bad credit or none at all…?
Im 20 i have a job and im willing to make monthly payments. I did have no credit but i got turned down by credit card companies and im guessing that caused me to have bad Credit and i need a 6000$ loan!!! People are saying prosper? Im stressed

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

If you are granted bankruptcy can some one successfully appeal it?
I had been granted bankruptcy in May and some one is trying to appeal. Do you think my Bankruptcy can be appealed ?

Can anyone here recommend a good debt consolidation/management company..?
I am behind in my car payment and they are about to shut off my cell phone, and I have other debt that collectors are calling on. Does anyone know of a good debt consultant/management company?"

Are there more Democratic controlled cities or Republican controlled cities that have filed for bankruptcy or?
on the edge of going bankrupt?

Auto Loan Payoff – Reducing Principal?
I am upside down on a car loan (owe $16K, the car is worth around $11K), will the bank holding the car loan negotiate with me the principal owed (reduce it) if I sell the car and want to pay them off even if I have to take money out of my pocket to make up the difference."

"Mortgage loan, Hazard Insurance and Homeowner insurance question?"
Hello guys, please help educate me. Since I’ll pay $50 a month for Hazard Insurance (about to close on the house). 1/ Do I have to buy Homeowner insurance or not? Is Homeowner Insurance required by mortgage lender? I thought that what Haz Insurance is for in case of ….. 2/ If Homeowner insurance is required. Then do I have the right to buy premium just for the cost of rebuilding the house only, instead of the loan amount? Please provide any tips and experience that a new homeowner would need. Thank you so much."

Is it possible to go with a debt consolidation company to help pay these payday loans off?
Is it possible to go with a debt consolidation company to help pay these payday loans off?

Where can i buy live house flies online?
im looking for live ordinary house flies (yes i need them to fly) and i need them to arrive by friday or saturday

I have a question about credit cards and loans!?
Ok, I’ll start off by saying that I had a really bad credit history, bankruptcy in 2005, but have made my payments on time since then. Needless to say my score stayed around 585 for over a year. Recently I had a tranny go out on my car and had to open a few credit cards just to pay for the repairs. I checked my report after opening the new accounts and my score jumped to a 645! Unfortunately I had to max them all out to pay for the repairs because my savings was a little shabby due to a recent trip to Hawaii with the family. I paid them all off completely by the first bill cycle and then I checked my report again the same day I made the payments (obviously the payments haven’t been applied to my report yet)…. My score dropped back to a 585 😦 I figured that was gonna happen, but it was absolutely necessary because that’s my only car. Luckily like I stated I was able to pay off everything within the first 30 days and along with that I completely paid off my auto loan (which I have been making on time payments since 2005)! Now my question is how will my score be affected over the next 6 months? I understand having them all maxed out looks bad, but will they notice I paid them all off completely and will this in turn raise my score again? Also how will paying off the auto loan affect my score? A note on this is I will continue to use all of my cards to show activity but I will not max them out, just a little then pay it off completely. Thanks in advance and any and all advice is greatly appreciated ;)"

"Where and how can I raise $1,500-$1,700 in 48-72 hours?"
Where and how (money making system, grants, service, organization, person) can you raise $1,500-$1,700 in 48-72 hours with very little or no income to show, you can refund guaranteed in 2-3 months? (I’m not talking about payday loans here) Regards"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How can you find out if you have good/poor credit?
How can you find out if you have good/poor credit?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
In the state of Kansas, can payday loans press charges against you for not paying back loan?
I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…
ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2tairedirgepool